Westchester, Playa del Rey, Playa Vista and surrounding communities real estate and homes for sale in California, view properties, beach front properties - Bob Waldron, REALTOR® Bob Waldron REALTOR(r) for Westchester, Playa del Rey, Playa Vista and surrounding communities, California real estate, view properties, beach front properties - NUMBER1EXPERT™ Bob Waldron NUMBER1EXPERT(tm) for Westchester, Playa del Rey, Playa Vista and surrounding communities, California real estate, view properties, beach front properties

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Bob Waldron, REALTORŪ, real estate agent and broker for Westchester, Playa del Rey, Playa Vista and surrounding communities California home listings, property and land for sale - NUMBER1EXPERT(tm)

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First Time Homebuyers: Westchester, Playa del Rey, Playa Vista and surrounding communities California home buying, real estate listings, and homes for sale in Los Angeles County, CA
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Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You probably have questions about buying a home and might be a bit overwhelmed by the whole process of buying your first home. As an experienced real estate expert for Westchester, Playa del Rey, Playa Vista and the neighboring communities, it's my job to guide, counsel and educate you, from beginning to end. 

I will take the time to go through each and every step of the buying process and explain what is prudent and best for you. 

Together, we will consider:
- How much can you really afford?
 

- How to qualify for a mortgage. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- What features in a home are most important to you. 

- What areas and communities appeal to you. 

- What your time frame is. 

- The current market influences that may affect your purchase. 

Tell me about your situation below. I welcome the oppportunity to assist you in finding a property that meets your needs. 

Tell me your concerns. Ask me any questions. It's my job to help! There's no obligation, and I'll get back to you quickly... 

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?

A 
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Bob Waldron, REALTORŪ, real estate agent and broker for Westchester, Playa del Rey, Playa Vista and surrounding communities California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bob Waldron
Coldwell Banker

5450 Lincoln Blvd
Los Angeles, CA 90094
Direct: 310-337-9225
Office: 310-305-4200 x122
Fax: 310-641-9460
Email: bob@bobwaldron.com

Bob Waldron, your real estate resource at Coldwell Banker, is a leading Realtor in the local communities with over 30 years experience. With his extensive knowledge, Bob can provide you with excellent market expertise and unsurpassed professional service.

Equal HousingMLSREALTOR


Coldwell Banker real estate and homes for sale in Westchester, Playa del Rey, Playa Vista and surrounding communities California

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